Data updated October 12, 2026 · Merced County, California
Merced County HOA Lien List
33 Merced County properties carry an open HOA lien — #41 of California's 58 counties and 0.1% of the statewide total. When a California owner stops paying dues, the association records an assessment lien under the Davis-Stirling Act, and once the debt passes the statutory floor it can foreclose even if the mortgage is current. It's one of the most overlooked distress signals in county records: recurring bills stopped being paid, often long before any bank files a notice of default. Each lien here is matched against recorded releases, so the list holds only liens that are actually still open.
Search These 33 Properties With Open HOA Liens
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The Profile
One click. The whole picture.
Every recorded lien
Tax liens, judgments, mechanics liens, HOA liens. Amounts, parties, and whether each one is still active — matched against recorded releases, so a lien on the profile is a lien that's really there.
The Full Merced County Distress Pipeline
Merced County At A Glance
Merced County is home to about 285,597 people and is tracked parcel by parcel across every city and unincorporated community inside it. Across Merced County the platform is tracking 2,137 tax-delinquent, 137 under a notice of default and 174 in pre-foreclosure.
The pressure is not spread evenly. Merced, Los Banos, Atwater, Dos Palos and Delhi carry 74% of it between them, out of 17 communities in the county.
By ZIP, 93635, 95341, 95340 and 95301 run heaviest. Merced Union High School District and Los Banos Unified School District contain the largest shares.
Lien Activity In Merced County
Live from recorded county documents, releases removed — the same records the list itself is counted from.
What's on Every Property Record
Every property shows the recorded lien amount and date, whether the association has moved to foreclose, the owner's record and mailing address, open loans, other liens on the parcel, and true equity. An HOA lien on a high-equity home is a classic early-outreach setup: the owner has something to protect and a problem that compounds monthly.
Frequently Asked Questions
How many open HOA liens are there in Merced County?
Properant tracks 33 open HOA liens in Merced County as of October 12, 2026 — ranked #41 of California's 58 counties — counted from recorded county documents with releases and cancellations removed.
Can an HOA really foreclose on a home in Merced County?
Yes. Under the Davis-Stirling Act a California association can foreclose once delinquent assessments cross the statutory threshold, through either judicial or nonjudicial process. HOA foreclosures run on a separate track from mortgage foreclosures — a home can be current on its loan and still be facing an HOA sale, which is exactly why these properties rarely show up on ordinary foreclosure lists.
Can I download the Merced County list?
Yes. Inside Properant you can filter Merced County by city, equity, owner type, and every other signal, save the list, and export it — or upload your own list for matching and enrichment. The trial is free and requires no credit card.
Work Merced County Like You Live at the Recorder's Office
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
Want to search these 33 properties with open HOA liens?
Explore the live Merced County HOA lien database in Properant.
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