California Notice of Default (NOD) List

What's on Every Property Record

Each NOD on the list carries its recording date, the past-due amount from the filing, the foreclosing lender and trustee, the owner's record and mailing address, every open loan on the property, and its true equity position — so you can separate owners with room to sell from owners who are underwater before you spend a stamp.

The California Notice Of Default Timeline

The clock on a California foreclosure is set by statute, and every date on it is public. A lender can record a Notice of Default once a borrower is roughly 90 days behind. Recording it opens a reinstatement window of three months in which the owner can bring the loan current — penalties and fees included — and stop everything. Only after that window can the lender record a Notice of Trustee Sale, which sets a public auction at least 21 days out. Add it up and an owner who just received an NOD is typically four months or more from losing the home, and most are further: sales get postponed, loans get modified, houses get sold. For outreach, the recording date on each NOD is the whole game — it tells you exactly where the owner stands on that clock, and this list carries it on every filing.

How To Read A Notice Of Default Filing

An NOD names the trustee handling the foreclosure, the beneficiary (the foreclosing lender), the loan in default, and — in the statutory declaration — the amount past due. That past-due figure is the sharpest number in distress data: it separates an owner three payments behind from an owner three years behind on an otherwise similar home. On this list, every filing is matched to its parcel and shown with the owner of record and mailing address, every open loan against the property (not just the one in default), other recorded liens, and a true equity estimate — which is how you tell an owner with room to sell from an owner who is underwater before you write a single letter.

Getting The Notice Of Default List By County

County recorders don't publish a running NOD list — filings sit in the recorder's index one document at a time, mixed with rescissions and reinstatements that quietly cancel earlier notices. This page assembles the recordings into an actual list, statewide, with cures and cancellations removed. Every county has its own page: Los Angeles County alone carries the state's largest notice-of-default count, and the county pages below break the list out for all 58 — each with its own live count, city breakdown, and the owner records behind the filings.

Frequently Asked Questions