Data updated October 12, 2026 · Merced County, California
Merced County Pre-Foreclosure Homes & Listings
Merced County has 174 properties in active pre-foreclosure: owners who have received a recorded foreclosure filing but haven't lost the home. That ranks #21 of 58 counties, 1.0% of California's pre-foreclosure pipeline. Both stages are tracked from the recorded documents themselves — notices of default in their reinstatement window and notices of trustee sale with an auction date set — with cured and cancelled filings removed.
Search These 174 Pre-Foreclosure Properties
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Sample Records
7 Real Pre-Foreclosure Properties In Merced County
7 records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
13290 FRESNO RD LE GRAND · 4 bd / 2 ba · 2,618 sf | Single Family | $354K | $79K22% | Jul 20, 2026 Default Recorded | 1st | 65 |
2472 E MISSION AVE MERCED · 2 bd / 1 ba · 1,506 sf | Single Family | $430K | $9K2% | Jun 5, 2026 Default Recorded | 1st | 57 |
328847 W VISTA GRANDE DR GUSTINE · 4 bd / 2.5 ba · 2,191 sf | Single Family | $771K | $353K46% | Nov 10, 2025 Default Recorded | 1st | 56 |
414978 MORAGA RD LOS BANOS · 3 bd / 2 ba · 1,947 sf | Single Family | $342K | $70K21% | Jul 24, 2026 Default Recorded | 1st | 56 |
51392 HEALY RD MERCED · 3 bd / 1 ba · 903 sf | Single Family | $391K | $195K50% | Jul 9, 2026 Default Recorded | 1st | 55 |
61392 E B ST LOS BANOS · 3 bd / 2 ba · 1,638 sf | Single Family | $437K | $377K86% | May 29, 2026 Default Recorded | 1st | 51 |
72904 CRESTWOOD CT MERCED · 3 bd / 2 ba · 1,752 sf | Single Family | $425K | $36K9% | May 11, 2026 Default Recorded | 1st | 50 |
Want all 174 active pre-foreclosures in Merced County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
One click. The whole picture.
The full foreclosure pipeline
Every notice of default and trustee sale, statewide. Auction date, time, location, opening bid, and the trustee's phone number.
True equity
Valuation minus every open loan on record, estimated balances included. Filter for the equity range your strategy needs.
The Full Merced County Distress Pipeline
Merced County Foreclosure Filings By Month
Notices of default and trustee-sale notices recorded in Merced County over the last 12 months, counted from the recorded documents. Over that period the county recorded 333 notices of default and 203 sale notices; January 2026 was the busiest month with 60 filings. Default filings over the last three months are down 25% against the three before, and sale notices are up 5%.
| Month | Notices Of Default | Sale Notices |
|---|---|---|
| September 2026 | 14 | 2 |
| August 2026 | 32 | 18 |
| July 2026 | 27 | 19 |
| June 2026 | 27 | 8 |
| May 2026 | 34 | 20 |
| April 2026 | 36 | 9 |
| March 2026 | 32 | 8 |
| February 2026 | 25 | 17 |
| January 2026 | 24 | 36 |
| December 2025 | 28 | 23 |
| November 2025 | 34 | 8 |
| October 2025 | 20 | 35 |
Recorded filings by recording month; the month in progress is shown in the text above, not the table. A filing is counted when it records, whether or not it is later cured or cancelled.
Merced County At A Glance
Merced County is home to about 285,597 people and is tracked parcel by parcel across every city and unincorporated community inside it. Across Merced County the platform is tracking 174 in pre-foreclosure, 137 under a notice of default and 37 with an auction date set.
The pressure is not spread evenly. Merced, Los Banos, Winton, Atwater and Gustine carry 75% of it between them, out of 17 communities in the county.
By ZIP, 93635, 95341, 95340 and 95301 run heaviest. Merced Union High School District and Los Banos Unified School District contain the largest shares.
What's on Every Property Record
Every property links to its owner and mailing address, every open loan with recorded amounts, the past-due figure from the default filing, scheduled auction details where a sale is set, other liens, and true equity — then the AI distress score ranks the county's deepest distress first.
Frequently Asked Questions
How many active pre-foreclosures are there in Merced County?
Properant tracks 174 active pre-foreclosures in Merced County as of October 12, 2026 — ranked #21 of California's 58 counties — counted from recorded county documents with releases and cancellations removed.
Is a Merced County pre-foreclosure list better than an auction list?
They serve different strategies. Pre-foreclosure owners — especially at the NOD stage — still control the property and can sell, which is where direct outreach works. The auction subset matters when you plan to bid. This list holds both stages, separately filterable.
Can I download the Merced County list?
Yes. Inside Properant you can filter Merced County by city, equity, owner type, and every other signal, save the list, and export it — or upload your own list for matching and enrichment. The trial is free and requires no credit card.
Work Merced County Like You Live at the Recorder's Office
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
Want to search these 174 pre-foreclosure properties?
Explore the live Merced County pre-foreclosure database in Properant.
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