Data updated October 12, 2026 · Monterey County, California
Monterey County Pre-Foreclosure Homes & Listings
Monterey County has 101 properties in active pre-foreclosure: owners who have received a recorded foreclosure filing but haven't lost the home. That ranks #29 of 58 counties, 0.6% of California's pre-foreclosure pipeline. Both stages are tracked from the recorded documents themselves — notices of default in their reinstatement window and notices of trustee sale with an auction date set — with cured and cancelled filings removed.
Search These 101 Pre-Foreclosure Properties
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Sample Records
6 Real Pre-Foreclosure Properties In Monterey County
6 records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
1105 ENOS DR SALINAS · 3 bd / 2 ba · 1,586 sf | Single Family | $983K | $438K45% | Sep 29, 2026 Auction · Bid $545K | 1st | 72 |
25 WHITE RD SALINAS · 2 bd / 1 ba · 840 sf | Single Family | $663K | $593K90% | Mar 27, 2026 Default Recorded | 1st | 65 |
33170 DEL CIERVO RD PEBBLE BEACH · 3 bd / 3 ba · 2,651 sf | Single Family | $3.15M | $1.49M47% | Aug 26, 2026 Default Recorded | 2nd | 61 |
41431 NICHOLS AVE SALINAS · 3 bd / 2 ba · 1,240 sf | Single Family | $778K | $475K61% | Mar 19, 2026 Default Recorded | 1st | 56 |
5622 PHEASANT RIDGE RD MONTEREY · 1 bd / 1 ba · 696 sf | Condo | $582K | $512K88% | Jul 31, 2026 Default Recorded | 2nd | 55 |
6125 SURF WAY APT 338 MONTEREY · 1 bd / 1 ba · 513 sf | Condo | $691K | $141K20% | Dec 10, 2025 Default Recorded | 1st | 54 |
Want all 101 active pre-foreclosures in Monterey County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
One click. The whole picture.
The full foreclosure pipeline
Every notice of default and trustee sale, statewide. Auction date, time, location, opening bid, and the trustee's phone number.
True equity
Valuation minus every open loan on record, estimated balances included. Filter for the equity range your strategy needs.
The Full Monterey County Distress Pipeline
Monterey County Foreclosure Filings By Month
Notices of default and trustee-sale notices recorded in Monterey County over the last 12 months, counted from the recorded documents. Over that period the county recorded 325 notices of default and 128 sale notices; February 2026 was the busiest month with 130 filings. Default filings over the last three months are down 29% against the three before, and sale notices are up 24%. October 2026 so far: 2 defaults and 0 sale notices.
| Month | Notices Of Default | Sale Notices |
|---|---|---|
| September 2026 | 18 | 7 |
| August 2026 | 15 | 14 |
| July 2026 | 13 | 15 |
| June 2026 | 13 | 12 |
| May 2026 | 22 | 7 |
| April 2026 | 30 | 10 |
| March 2026 | 21 | 7 |
| February 2026 | 122 | 8 |
| January 2026 | 18 | 21 |
| December 2025 | 15 | 6 |
| November 2025 | 14 | 7 |
| October 2025 | 24 | 14 |
Recorded filings by recording month; the month in progress is shown in the text above, not the table. A filing is counted when it records, whether or not it is later cured or cancelled.
Monterey County At A Glance
Monterey County is home to about 435,834 people and is tracked parcel by parcel across every city and unincorporated community inside it. Across Monterey County the platform is tracking 101 in pre-foreclosure, 77 under a notice of default and 24 with an auction date set.
The pressure is not spread evenly. Salinas, Carmel, Soledad, Monterey and Seaside carry 71% of it between them, out of 25 communities in the county.
By ZIP, 93940, 93906, 93907 and 93905 run heaviest. Salinas Union High School District and Monterey Peninsula Unified School District contain the largest shares.
What's on Every Property Record
Every property links to its owner and mailing address, every open loan with recorded amounts, the past-due figure from the default filing, scheduled auction details where a sale is set, other liens, and true equity — then the AI distress score ranks the county's deepest distress first.
Frequently Asked Questions
How many active pre-foreclosures are there in Monterey County?
Properant tracks 101 active pre-foreclosures in Monterey County as of October 12, 2026 — ranked #29 of California's 58 counties — counted from recorded county documents with releases and cancellations removed.
Is a Monterey County pre-foreclosure list better than an auction list?
They serve different strategies. Pre-foreclosure owners — especially at the NOD stage — still control the property and can sell, which is where direct outreach works. The auction subset matters when you plan to bid. This list holds both stages, separately filterable.
Can I download the Monterey County list?
Yes. Inside Properant you can filter Monterey County by city, equity, owner type, and every other signal, save the list, and export it — or upload your own list for matching and enrichment. The trial is free and requires no credit card.
Work Monterey County Like You Live at the Recorder's Office
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
Want to search these 101 pre-foreclosure properties?
Explore the live Monterey County pre-foreclosure database in Properant.
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