Data updated October 12, 2026 · #29 in California for Active Pre-Foreclosures
Monterey County, California Foreclosure Listings
Pre-foreclosure homes, foreclosure auctions, bank-owned homes and tax-delinquent properties in Monterey County, CA — 0.6% of California's active pre-foreclosures — counted from recorded notices of default and trustee-sale filings with cancellations and cures removed, updated daily. Every address behind these numbers carries its owner record, loan history, true equity and auction details inside Properant.
Search These 101 Pre-Foreclosure Properties
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Sample Records
6 Real Pre-Foreclosure Properties In Monterey County
6 records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
1105 ENOS DR SALINAS · 3 bd / 2 ba · 1,586 sf | Single Family | $983K | $438K45% | Sep 29, 2026 Auction · Bid $545K | 1st | 72 |
25 WHITE RD SALINAS · 2 bd / 1 ba · 840 sf | Single Family | $663K | $593K90% | Mar 27, 2026 Default Recorded | 1st | 65 |
33170 DEL CIERVO RD PEBBLE BEACH · 3 bd / 3 ba · 2,651 sf | Single Family | $3.15M | $1.49M47% | Aug 26, 2026 Default Recorded | 2nd | 61 |
41431 NICHOLS AVE SALINAS · 3 bd / 2 ba · 1,240 sf | Single Family | $778K | $475K61% | Mar 19, 2026 Default Recorded | 1st | 56 |
5622 PHEASANT RIDGE RD MONTEREY · 1 bd / 1 ba · 696 sf | Condo | $582K | $512K88% | Jul 31, 2026 Default Recorded | 2nd | 55 |
6125 SURF WAY APT 338 MONTEREY · 1 bd / 1 ba · 513 sf | Condo | $691K | $141K20% | Dec 10, 2025 Default Recorded | 1st | 54 |
Want all 101 pre-foreclosure homes in Monterey County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
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The Full Monterey County Distress Pipeline
Monterey County Foreclosure Filings By Month
Notices of default and trustee-sale notices recorded in Monterey County over the last 12 months, counted from the recorded documents. Over that period the county recorded 325 notices of default and 128 sale notices; February 2026 was the busiest month with 130 filings. Default filings over the last three months are down 29% against the three before, and sale notices are up 24%. October 2026 so far: 2 defaults and 0 sale notices.
| Month | Notices Of Default | Sale Notices |
|---|---|---|
| September 2026 | 18 | 7 |
| August 2026 | 15 | 14 |
| July 2026 | 13 | 15 |
| June 2026 | 13 | 12 |
| May 2026 | 22 | 7 |
| April 2026 | 30 | 10 |
| March 2026 | 21 | 7 |
| February 2026 | 122 | 8 |
| January 2026 | 18 | 21 |
| December 2025 | 15 | 6 |
| November 2025 | 14 | 7 |
| October 2025 | 24 | 14 |
Recorded filings by recording month; the month in progress is shown in the text above, not the table. A filing is counted when it records, whether or not it is later cured or cancelled.
Monterey County At A Glance
Monterey County is home to about 435,834 people and is tracked parcel by parcel across every city and unincorporated community inside it. Across Monterey County the platform is tracking 101 in pre-foreclosure, 77 under a notice of default and 24 with an auction date set.
The pressure is not spread evenly. Salinas, Carmel, Soledad, Monterey and Seaside carry 71% of it between them, out of 25 communities in the county.
By ZIP, 93940, 93906, 93907 and 93905 run heaviest. Salinas Union High School District and Monterey Peninsula Unified School District contain the largest shares.
What's Behind the Monterey County Numbers
A pre-foreclosure in Monterey County starts with a recorded Notice of Default: the owner has roughly three months to reinstate before the lender can record a Notice of Trustee Sale and set a public auction at least 21 days out. The 24 properties in the auction column are already at that final stage.
On each property, Properant links the foreclosure filing to the parcel's full picture: who owns it and where they actually live, every open loan and its recorded amount, liens against the property, the past-due amount on the defaulted loan, the auction date, city, and opening bid where published — and an AI distress score that weighs all of it, so a statewide list becomes a call sheet ordered by who needs out most.
Bank-Owned (REO) & Foreclosed Homes In Monterey County
Monterey County currently has 387 foreclosure-acquired properties on record — homes whose last recorded sale was a trustee's deed, identified the day the deed recorded rather than when a listing eventually appears. Most searches for foreclosed homes in Monterey County are really looking for these two stages: the 24 properties still headed to auction, where anyone can bid, and the bank-owned homes that already reverted to the lender, which reach the market later through agents. The recorded documents show both — including which lender took each property back, and what it was owed.
Working from recordings instead of listings is the edge: a reverted home can sit weeks or months before an asset manager lists it, and during that gap it has no photos, no price, and no competition. The California Bank-Owned Homes (REO) List covers the mechanics statewide; the Monterey County properties behind this page's count — each with its lender, foreclosure history, and equity — are searchable inside Properant.
Frequently Asked Questions
How many foreclosures are there in Monterey County, California?
As of October 12, 2026, Properant tracks 101 pre-foreclosure homes in Monterey County (77 at the notice-of-default stage, 24 already scheduled for foreclosure auction), plus 387 bank-owned homes and 1,846 tax-delinquent properties. Monterey County ranks #29 of California's 58 counties for active pre-foreclosures. Counts come from documents recorded with the county recorder and update daily.
Where can I find foreclosed homes for sale in Monterey County?
Foreclosed homes reach the market two ways: at the trustee sale itself (24 auctions are currently scheduled in Monterey County — public, cash, often postponed at the podium) and afterwards as bank-owned homes (387 on record), which lenders list through agents. Properant shows both stages address by address, with the sale date, opening bid, owner and loan history — and the 77 pre-foreclosures that come before either, which is where investors reach owners directly.
Is there a free Monterey County foreclosure list?
The counts on this page are free and update daily. The address-level list — every pre-foreclosure, auction and bank-owned home in Monterey County with the owner of record, open loans, liens and an equity estimate — is inside Properant, which starts with a free trial. The underlying filings are public record at the county recorder; Properant links all of them to their properties statewide.
How do foreclosure auctions work in Monterey County?
California foreclosures are mostly non-judicial trustee sales: after the notice-of-default period the trustee records a notice of sale with the date, time and place, and the property is sold to the highest cash bidder — the lender's opening bid is typically the debt owed. Each scheduled sale in Properant carries the date, published opening bid, the trustee, and the owner and loan history behind it; postponements are common, so the live date matters.
Does the Monterey County clerk publish a foreclosure list?
Not as a list. In California, foreclosure documents — notices of default, notices of trustee sale, trustee's deeds — are recorded with the Monterey County recorder (in some counties the clerk-recorder), and are searchable there one document at a time by name or document number. No county publishes a running "foreclosure list". Properant reads every recorded filing in Monterey County daily and turns it into exactly that list, with the property, owner, loans and auction details attached.
What other distress signals does Properant track in Monterey County?
Beyond foreclosures, Monterey County currently shows 1,846 tax-delinquent properties, 579 open involuntary liens, 107 HOA liens, and 14 active lis pendens filings. Properant's AI reads every signal on a property together and scores the distress Hot, Warm, or Cold.
More California Foreclosure Listings
County and city lists people are reading right now, each one counted from recorded documents and refreshed daily.
Every Foreclosure, Auction And Bank-Owned Home In Monterey County, With The Owner Behind It
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
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Monterey County Lists
Nearby County Rankings
Foreclosure Listings By City In Monterey County
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Salinas (36) · Carmel (11) · Soledad (9) · Monterey (6) · Seaside (6) · Marina (6) · Pebble Beach (6) · Royal Oaks (5) · King City (4) · Greenfield (1) · Pacific Grove (1) · Carmel Valley (1) · Gonzales (1) · Aromas (1) · San Lucas (1) · Chualar (1) · Castroville (0) · Sand City (0) · Moss Landing (0) · San Ardo (0) · East Garrison (0)
Number in parentheses = pre-foreclosure homes today. Each city page carries its own auction, bank-owned and tax-delinquent counts.