Data updated October 12, 2026 · #71 Among California Cities for Active Pre-Foreclosures
Merced, CA Foreclosure Listings
As of October 12, 2026, Merced has 45 homes in pre-foreclosure (33 at notice of default, 12 scheduled for foreclosure auction), 103 bank-owned and 598 tax-delinquent.
Pre-foreclosure homes, foreclosure auctions, bank-owned homes and tax-delinquent properties in Merced, CA — counted from documents recorded with Merced County, with cancellations and cures removed, updated daily. Every address behind these numbers carries its owner record, loan history, true equity and auction details inside Properant.
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Sample Records
7 Real Pre-Foreclosure Properties In Merced County
Merced sits in Merced County. 7 records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
13290 FRESNO RD LE GRAND · 4 bd / 2 ba · 2,618 sf | Single Family | $354K | $79K22% | Jul 20, 2026 Default Recorded | 1st | 65 |
2472 E MISSION AVE MERCED · 2 bd / 1 ba · 1,506 sf | Single Family | $430K | $9K2% | Jun 5, 2026 Default Recorded | 1st | 57 |
328847 W VISTA GRANDE DR GUSTINE · 4 bd / 2.5 ba · 2,191 sf | Single Family | $771K | $353K46% | Nov 10, 2025 Default Recorded | 1st | 56 |
414978 MORAGA RD LOS BANOS · 3 bd / 2 ba · 1,947 sf | Single Family | $342K | $70K21% | Jul 24, 2026 Default Recorded | 1st | 56 |
51392 HEALY RD MERCED · 3 bd / 1 ba · 903 sf | Single Family | $391K | $195K50% | Jul 9, 2026 Default Recorded | 1st | 55 |
61392 E B ST LOS BANOS · 3 bd / 2 ba · 1,638 sf | Single Family | $437K | $377K86% | May 29, 2026 Default Recorded | 1st | 51 |
72904 CRESTWOOD CT MERCED · 3 bd / 2 ba · 1,752 sf | Single Family | $425K | $36K9% | May 11, 2026 Default Recorded | 1st | 50 |
Want all 174 pre-foreclosure homes in Merced County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
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The full foreclosure pipeline
Every notice of default and trustee sale, statewide. Auction date, time, location, opening bid, and the trustee's phone number.
True equity
Valuation minus every open loan on record, estimated balances included. Filter for the equity range your strategy needs.
Where Merced's Foreclosures Cluster
The 3 ZIP codes below carry 42 of Merced's active notices of default, with ZIP 95340 holding the most (18, 43% of those); 95340 also has 4 auctions scheduled.
| ZIP | Notices Of Default | Auctions Scheduled | Bank-Owned | Tax-Delinquent |
|---|---|---|---|---|
| 95340 | 18 | 4 | 21 | 218 |
| 95341 | 17 | 3 | 21 | 250 |
| 95348 | 7 | 4 | 11 | 129 |
Counts by the property's ZIP code from recorded documents and the county tax roll; ZIPs with only a handful of records are folded out.
Merced Distress Pipeline
Merced At A Glance
Merced sits in Merced County, with a population of about 89,766. Across Merced the platform is tracking 45 in pre-foreclosure, 33 under a notice of default and 12 with an auction date set. That is 25.9% of every pre-foreclosure in Merced County, or roughly one for every 1,995 residents.
Other Merced County communities with their own foreclosure rolls include Los Banos, Winton, Atwater and Gustine. Each is tracked separately, because a county-level list hides which town the pressure is actually in.
They cluster in ZIP 95341, 95340 and 95348, with 250 in 95341 alone. Valencia, Main, 22nd and Childs carry more of them than any other street in Merced. Most fall inside Merced Union High School District, with the rest in Le Grand Union High School District.
Pre-Foreclosure Homes in Merced
45 homes in Merced are in pre-foreclosure — 33 at the notice-of-default stage and 12 with a sale already scheduled. These owners still hold title and usually still have options, which is why pre-foreclosure lists are the most-worked lead source in California investing. The county-wide list: Merced County pre-foreclosures.
Foreclosure Auctions in Merced
12 Merced properties have a trustee sale (foreclosure auction) on the calendar. Each carries a sale date, a published opening bid and the trustee handling it; postponements are common, so the live date matters. County calendar: Merced County foreclosure auctions.
Bank-Owned Homes in Merced
103 homes in Merced went back to the lender at auction (bank-owned, also called REO). They are recorded by trustee's deed and often sit before they list — the window investors watch for. Statewide list: California bank-owned homes.
Tax-Delinquent Properties in Merced
598 Merced properties are behind on property taxes per the county tax roll. Nothing about that is visible from the street, and five years of it makes a property eligible for the county tax-deed sale. City list: Merced tax-delinquent properties. County list: Merced County tax-delinquent properties.
Frequently Asked Questions
How many foreclosures are there in Merced, California right now?
As of October 12, 2026, Properant tracks 45 pre-foreclosure homes in Merced (33 at the notice-of-default stage, 12 already scheduled for foreclosure auction), plus 103 bank-owned homes and 598 tax-delinquent properties. Merced ranks #71 among California cities for active pre-foreclosures. Counts come from documents recorded with Merced County and update daily.
Is there a free Merced foreclosure list?
The counts on this page are free and update daily. The address-level list — every pre-foreclosure, auction and bank-owned home in Merced with the owner of record, open loans, liens and an equity estimate — is inside Properant, which starts with a free trial. Foreclosure filings are public record, so you can also read them one at a time at the Merced County recorder; Properant simply links all of them to their properties statewide.
Where can I find foreclosures for sale in Merced, CA?
It depends on the stage. Homes at foreclosure auction (12 scheduled in Merced right now) are sold to the highest cash bidder, and anyone can bid. Bank-owned homes (103 in Merced) belong to the lender and usually list with a real-estate agent after the sale. Pre-foreclosure homes (45) are not on the market yet — their owners still hold title, which is why investors approach them directly before the auction. Properant tracks every stage daily, with the owner, open loans and equity behind each address.
How do I find pre-foreclosure homes in Merced?
A pre-foreclosure begins when the lender records a notice of default with the Merced County recorder; roughly three months later a notice of trustee sale can follow, which sets the auction. Both are public documents. Properant reads every filing as it is recorded, removes the ones that were cured or cancelled, and shows the 45 that are live in Merced today on the map, filterable by stage, equity, absentee owner and more.
How do foreclosure auctions work in Merced, California?
Most California foreclosures are non-judicial trustee sales: after the notice of default period, the trustee records a notice of sale with the date, time and place, and the property is auctioned to the highest cash bidder (the lender's opening bid is typically the debt owed). Sales are frequently postponed at the podium. Merced currently has 12 auctions scheduled; each one in Properant carries the sale date, published opening bid, the trustee, and the owner and loan history behind it.
How many tax-delinquent properties are in Merced?
Merced currently shows 598 properties with delinquent property taxes on Merced County records. Nothing about tax delinquency is public-facing — no filing, no sign — but five years of it makes a property eligible for the county tax-deed sale, and owners on this list disproportionately hold real equity with a cash-flow problem a sale would solve.
Are foreclosure records public in California?
Yes. Notices of default, notices of trustee sale and trustee's deeds are recorded with the county recorder and are public record; tax-delinquency status is on the county tax roll. What is hard is reading them at scale — hundreds of filings a day across 58 counties — which is the part Properant does, updated daily.
More California Foreclosure Listings
County and city lists people are reading right now, each one counted from recorded documents and refreshed daily.
Every Foreclosure, Auction And Bank-Owned Home In Merced, With The Owner Behind It
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
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Foreclosure Listings In Other Merced County Cities
All of Merced County · Los Banos (33) · Winton (16) · Atwater (15) · Gustine (10) · Livingston (9) · Delhi (8) · El Nido (8) · Dos Palos (5) · Le Grand (4) · Planada (3)