Data updated October 12, 2026 · #14 Among California Cities for Active Pre-Foreclosures
Modesto, CA Foreclosure Listings
As of October 12, 2026, Modesto has 152 homes in pre-foreclosure (118 at notice of default, 34 scheduled for foreclosure auction), 315 bank-owned and 1,465 tax-delinquent.
Pre-foreclosure homes, foreclosure auctions, bank-owned homes and tax-delinquent properties in Modesto, CA — counted from documents recorded with Stanislaus County, with cancellations and cures removed, updated daily. Every address behind these numbers carries its owner record, loan history, true equity and auction details inside Properant.
Search These 152 Pre-Foreclosure Properties
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Sample Records
9 Real Pre-Foreclosure Properties In Stanislaus County
Modesto sits in Stanislaus County. 9 records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
1430 HARRIETT DR WATERFORD · 3 bd / 1 ba · 1,052 sf | Single Family | $366K | $162K44% | Sep 11, 2026 Auction · Bid $204K | 1st | 85 |
2815 MARY LN MODESTO · 3 bd / 2 ba · 1,134 sf | Single Family | $361K | $245K68% | Sep 23, 2026 Auction · Bid $116K | 1st | 78 |
33700 TULLY RD APT 16 MODESTO · 1 bd / 1 ba · 748 sf | Condo | $138K | $23K17% | Feb 12, 2025 Default Recorded | 2nd | 77 |
41324 N POINTE PL MODESTO · 3 bd / 2 ba · 1,744 sf | Single Family | $480K | $157K33% | Sep 11, 2026 Auction · Bid $323K | 1st | 75 |
53868 NORTHERN OAK DR CERES · 3 bd / 3 ba · 2,588 sf | Single Family | $603K | $61K10% | Sep 28, 2026 Auction · Bid $542K | 1st | 72 |
6508 LAUREL AVE MODESTO · 2 bd / 1 ba · 1,021 sf | Single Family | $525K | $300K57% | Sep 23, 2026 Auction · Bid $206K | 1st | 68 |
72317 DENBIGH DR MODESTO · 2 bd / 2 ba · 1,220 sf | Single Family | $440K | $98K22% | Aug 12, 2026 Default Recorded | 1st | 66 |
81313 FLOYD AVE APT 108 MODESTO · 2 bd / 1 ba · 904 sf | Condo | $216K | $20K9% | Oct 16, 2023 Default Recorded | 1st | 54 |
98812 SMITH ST PATTERSON · 4 bd / 2 ba · 1,388 sf | Single Family | $441K | $318K72% | Jul 29, 2026 Default Recorded | 1st | 53 |
Want all 341 pre-foreclosure homes in Stanislaus County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
One click. The whole picture.
The full foreclosure pipeline
Every notice of default and trustee sale, statewide. Auction date, time, location, opening bid, and the trustee's phone number.
True equity
Valuation minus every open loan on record, estimated balances included. Filter for the equity range your strategy needs.
Where Modesto's Foreclosures Cluster
The 7 ZIP codes below carry 121 of Modesto's active notices of default, with ZIP 95358 holding the most (23, 19% of those); 95358 also has 4 auctions scheduled.
| ZIP | Notices Of Default | Auctions Scheduled | Bank-Owned | Tax-Delinquent |
|---|---|---|---|---|
| 95358 | 23 | 4 | 20 | 250 |
| 95354 | 23 | 9 | 27 | 224 |
| 95355 | 23 | 7 | 24 | 176 |
| 95350 | 21 | 8 | 34 | 265 |
| 95351 | 18 | 7 | 38 | 354 |
| 95356 | 11 | 5 | 21 | 127 |
| 95357 | 2 | 2 | 4 | 52 |
Counts by the property's ZIP code from recorded documents and the county tax roll; ZIPs with only a handful of records are folded out.
Modesto Distress Pipeline
Modesto At A Glance
Modesto sits in Stanislaus County, with a population of about 218,614. Across Modesto the platform is tracking 152 in pre-foreclosure, 118 under a notice of default and 34 with an auction date set. That is 44.6% of every pre-foreclosure in Stanislaus County, or roughly one for every 1,438 residents.
Other Stanislaus County communities with their own foreclosure rolls include Patterson, Turlock, Ceres and Salida. Each is tracked separately, because a county-level list hides which town the pressure is actually in.
They cluster in ZIP 95351, 95350 and 95358, with 354 in 95351 alone. Yosemite, River, Maze and Carpenter carry more of them than any other street in Modesto. Most fall inside Modesto City High School District, with the rest in Ceres Unified School District.
Pre-Foreclosure Homes in Modesto
152 homes in Modesto are in pre-foreclosure — 118 at the notice-of-default stage and 34 with a sale already scheduled. These owners still hold title and usually still have options, which is why pre-foreclosure lists are the most-worked lead source in California investing. The county-wide list: Stanislaus County pre-foreclosures.
Foreclosure Auctions in Modesto
34 Modesto properties have a trustee sale (foreclosure auction) on the calendar. Each carries a sale date, a published opening bid and the trustee handling it; postponements are common, so the live date matters. County calendar: Stanislaus County foreclosure auctions.
Bank-Owned Homes in Modesto
315 homes in Modesto went back to the lender at auction (bank-owned, also called REO). They are recorded by trustee's deed and often sit before they list — the window investors watch for. Statewide list: California bank-owned homes.
Tax-Delinquent Properties in Modesto
1,465 Modesto properties are behind on property taxes per the county tax roll. Nothing about that is visible from the street, and five years of it makes a property eligible for the county tax-deed sale. City list: Modesto tax-delinquent properties. County list: Stanislaus County tax-delinquent properties.
Frequently Asked Questions
How many foreclosures are there in Modesto, California right now?
As of October 12, 2026, Properant tracks 152 pre-foreclosure homes in Modesto (118 at the notice-of-default stage, 34 already scheduled for foreclosure auction), plus 315 bank-owned homes and 1,465 tax-delinquent properties. Modesto ranks #14 among California cities for active pre-foreclosures. Counts come from documents recorded with Stanislaus County and update daily.
Is there a free Modesto foreclosure list?
The counts on this page are free and update daily. The address-level list — every pre-foreclosure, auction and bank-owned home in Modesto with the owner of record, open loans, liens and an equity estimate — is inside Properant, which starts with a free trial. Foreclosure filings are public record, so you can also read them one at a time at the Stanislaus County recorder; Properant simply links all of them to their properties statewide.
Where can I find foreclosures for sale in Modesto, CA?
It depends on the stage. Homes at foreclosure auction (34 scheduled in Modesto right now) are sold to the highest cash bidder, and anyone can bid. Bank-owned homes (315 in Modesto) belong to the lender and usually list with a real-estate agent after the sale. Pre-foreclosure homes (152) are not on the market yet — their owners still hold title, which is why investors approach them directly before the auction. Properant tracks every stage daily, with the owner, open loans and equity behind each address.
How do I find pre-foreclosure homes in Modesto?
A pre-foreclosure begins when the lender records a notice of default with the Stanislaus County recorder; roughly three months later a notice of trustee sale can follow, which sets the auction. Both are public documents. Properant reads every filing as it is recorded, removes the ones that were cured or cancelled, and shows the 152 that are live in Modesto today on the map, filterable by stage, equity, absentee owner and more.
How do foreclosure auctions work in Modesto, California?
Most California foreclosures are non-judicial trustee sales: after the notice of default period, the trustee records a notice of sale with the date, time and place, and the property is auctioned to the highest cash bidder (the lender's opening bid is typically the debt owed). Sales are frequently postponed at the podium. Modesto currently has 34 auctions scheduled; each one in Properant carries the sale date, published opening bid, the trustee, and the owner and loan history behind it.
How many tax-delinquent properties are in Modesto?
Modesto currently shows 1,465 properties with delinquent property taxes on Stanislaus County records. Nothing about tax delinquency is public-facing — no filing, no sign — but five years of it makes a property eligible for the county tax-deed sale, and owners on this list disproportionately hold real equity with a cash-flow problem a sale would solve.
Are foreclosure records public in California?
Yes. Notices of default, notices of trustee sale and trustee's deeds are recorded with the county recorder and are public record; tax-delinquency status is on the county tax roll. What is hard is reading them at scale — hundreds of filings a day across 58 counties — which is the part Properant does, updated daily.
More California Foreclosure Listings
County and city lists people are reading right now, each one counted from recorded documents and refreshed daily.
Every Foreclosure, Auction And Bank-Owned Home In Modesto, With The Owner Behind It
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
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Foreclosure Listings In Other Stanislaus County Cities
All of Stanislaus County · Patterson (71) · Turlock (36) · Ceres (16) · Salida (13) · Oakdale (11) · Riverbank (10) · Newman (10) · Waterford (10) · Hughson (5) · Denair (3)