Data updated October 12, 2026 · #7 Among California Cities for Active Pre-Foreclosures
San Jose, CA Foreclosure Listings
As of October 12, 2026, San Jose has 254 homes in pre-foreclosure (216 at notice of default, 38 scheduled for foreclosure auction), 354 bank-owned and 4,211 tax-delinquent.
Pre-foreclosure homes, foreclosure auctions, bank-owned homes and tax-delinquent properties in San Jose, CA — counted from documents recorded with Santa Clara County, with cancellations and cures removed, updated daily. Every address behind these numbers carries its owner record, loan history, true equity and auction details inside Properant.
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Sample Records
10 Real Pre-Foreclosure Properties In Santa Clara County
San Jose sits in Santa Clara County. Ten records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
1165 MOUNTAIN VIEW AVE SAN JOSE · 4 bd / 3.5 ba · 2,596 sf | Single Family | $1.82M | $991K55% | Sep 11, 2026 Auction · Bid $825K | 1st | 79 |
2150 SARATOGA AVE UNIT 303 SANTA CLARA · 2 bd / 2 ba · 1,028 sf | Condo | $718K | $311K43% | May 5, 2026 Default Recorded | 1st | 75 |
31997 KIRBY WAY SAN JOSE · 3 bd / 2 ba · 1,480 sf | Single Family | $1.83M | $891K49% | Sep 23, 2026 Auction · Bid $855K | 1st | 74 |
4223 LOUPE CT GILROY · 2 bd / 1 ba · 991 sf | Single Family | $689K | $227K33% | Sep 23, 2026 Auction · Bid $344K | 1st | 70 |
53031 NATTINGER CT SAN JOSE · 3 bd / 2.5 ba · 1,712 sf | Condo | $1.20M | $882K74% | Aug 7, 2026 Default Recorded | 2nd | 70 |
67285 FOWLER ST GILROY · 4 bd / 3 ba · 1,904 sf | Single Family | $935K | $309K33% | Mar 20, 2024 Default Recorded | 2nd | 67 |
74646 THORNHAVEN WAY SAN JOSE · 5 bd / 3.5 ba · 2,957 sf | Single Family | $1.85M | $932K50% | Jun 26, 2026 Default Recorded | 1st | 63 |
89 CHYSIS RD MILPITAS · 5 bd / 3.5 ba · 2,717 sf | Single Family | $2.28M | $628K28% | Jun 17, 2026 Default Recorded | 1st | 61 |
9529 COLUMBIA AVE SAN JOSE · 5 bd / 1.5 ba · 1,718 sf | Single Family | $725K | $24K3% | Jul 15, 2026 Default Recorded | 1st | 60 |
10188 W SAINT JAMES ST # 1081 SAN JOSE · 1 bd / 1 ba · 1,048 sf | Condo | $939K | $320K34% | Oct 10, 2024 Default Recorded | 1st | 56 |
Want all 372 pre-foreclosure homes in Santa Clara County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
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The full foreclosure pipeline
Every notice of default and trustee sale, statewide. Auction date, time, location, opening bid, and the trustee's phone number.
True equity
Valuation minus every open loan on record, estimated balances included. Filter for the equity range your strategy needs.
Where San Jose's Foreclosures Cluster
The 8 ZIP codes below carry 168 of San Jose's active notices of default, with ZIP 95110 holding the most (103, 61% of those).
| ZIP | Notices Of Default | Auctions Scheduled | Bank-Owned | Tax-Delinquent |
|---|---|---|---|---|
| 95110 | 103 | 0 | 20 | 141 |
| 95112 | 13 | 3 | 16 | 270 |
| 95127 | 12 | 6 | 25 | 298 |
| 95122 | 10 | 0 | 14 | 166 |
| 95111 | 8 | 1 | 13 | 252 |
| 95125 | 8 | 0 | 9 | 241 |
| 95123 | 7 | 3 | 14 | 265 |
| 95116 | 7 | 0 | 8 | 184 |
Counts by the property's ZIP code from recorded documents and the county tax roll; ZIPs with only a handful of records are folded out.
San Jose Distress Pipeline
San Jose At A Glance
San Jose sits in Santa Clara County, with a population of about 990,054. Across San Jose the platform is tracking 254 in pre-foreclosure, 216 under a notice of default and 38 with an auction date set. That is 68.3% of every pre-foreclosure in Santa Clara County, or roughly one for every 3,898 residents.
Other Santa Clara County communities with their own foreclosure rolls include Gilroy, Milpitas, Sunnyvale and Morgan Hill. Each is tracked separately, because a county-level list hides which town the pressure is actually in.
They cluster in ZIP 95127, 95112 and 95123, with 298 in 95127 alone. Oakland, Monterey, 1st and Nicholson carry more of them than any other street in San Jose. Most fall inside East Side Union High School District, with the rest in San Jose Unified School District.
Pre-Foreclosure Homes in San Jose
254 homes in San Jose are in pre-foreclosure — 216 at the notice-of-default stage and 38 with a sale already scheduled. These owners still hold title and usually still have options, which is why pre-foreclosure lists are the most-worked lead source in California investing. The county-wide list: Santa Clara County pre-foreclosures.
Foreclosure Auctions in San Jose
38 San Jose properties have a trustee sale (foreclosure auction) on the calendar. Each carries a sale date, a published opening bid and the trustee handling it; postponements are common, so the live date matters. County calendar: Santa Clara County foreclosure auctions.
Bank-Owned Homes in San Jose
354 homes in San Jose went back to the lender at auction (bank-owned, also called REO). They are recorded by trustee's deed and often sit before they list — the window investors watch for. Statewide list: California bank-owned homes.
Tax-Delinquent Properties in San Jose
4,211 San Jose properties are behind on property taxes per the county tax roll. Nothing about that is visible from the street, and five years of it makes a property eligible for the county tax-deed sale. City list: San Jose tax-delinquent properties. County list: Santa Clara County tax-delinquent properties.
Frequently Asked Questions
How many foreclosures are there in San Jose, California right now?
As of October 12, 2026, Properant tracks 254 pre-foreclosure homes in San Jose (216 at the notice-of-default stage, 38 already scheduled for foreclosure auction), plus 354 bank-owned homes and 4,211 tax-delinquent properties. San Jose ranks #7 among California cities for active pre-foreclosures. Counts come from documents recorded with Santa Clara County and update daily.
Is there a free San Jose foreclosure list?
The counts on this page are free and update daily. The address-level list — every pre-foreclosure, auction and bank-owned home in San Jose with the owner of record, open loans, liens and an equity estimate — is inside Properant, which starts with a free trial. Foreclosure filings are public record, so you can also read them one at a time at the Santa Clara County recorder; Properant simply links all of them to their properties statewide.
Where can I find foreclosures for sale in San Jose, CA?
It depends on the stage. Homes at foreclosure auction (38 scheduled in San Jose right now) are sold to the highest cash bidder, and anyone can bid. Bank-owned homes (354 in San Jose) belong to the lender and usually list with a real-estate agent after the sale. Pre-foreclosure homes (254) are not on the market yet — their owners still hold title, which is why investors approach them directly before the auction. Properant tracks every stage daily, with the owner, open loans and equity behind each address.
How do I find pre-foreclosure homes in San Jose?
A pre-foreclosure begins when the lender records a notice of default with the Santa Clara County recorder; roughly three months later a notice of trustee sale can follow, which sets the auction. Both are public documents. Properant reads every filing as it is recorded, removes the ones that were cured or cancelled, and shows the 254 that are live in San Jose today on the map, filterable by stage, equity, absentee owner and more.
How do foreclosure auctions work in San Jose, California?
Most California foreclosures are non-judicial trustee sales: after the notice of default period, the trustee records a notice of sale with the date, time and place, and the property is auctioned to the highest cash bidder (the lender's opening bid is typically the debt owed). Sales are frequently postponed at the podium. San Jose currently has 38 auctions scheduled; each one in Properant carries the sale date, published opening bid, the trustee, and the owner and loan history behind it.
How many tax-delinquent properties are in San Jose?
San Jose currently shows 4,211 properties with delinquent property taxes on Santa Clara County records. Nothing about tax delinquency is public-facing — no filing, no sign — but five years of it makes a property eligible for the county tax-deed sale, and owners on this list disproportionately hold real equity with a cash-flow problem a sale would solve.
Are foreclosure records public in California?
Yes. Notices of default, notices of trustee sale and trustee's deeds are recorded with the county recorder and are public record; tax-delinquency status is on the county tax roll. What is hard is reading them at scale — hundreds of filings a day across 58 counties — which is the part Properant does, updated daily.
More California Foreclosure Listings
County and city lists people are reading right now, each one counted from recorded documents and refreshed daily.
Every Foreclosure, Auction And Bank-Owned Home In San Jose, With The Owner Behind It
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
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Foreclosure Listings In Other Santa Clara County Cities
All of Santa Clara County · Gilroy (28) · Milpitas (17) · Sunnyvale (15) · Morgan Hill (15) · Santa Clara (12) · Los Gatos (7) · Cupertino (4) · Campbell (4) · San Martin (4) · Palo Alto (3)