Data updated October 12, 2026 · #12 in California for Active Pre-Foreclosures
Santa Clara County, California Foreclosure Listings
Pre-foreclosure homes, foreclosure auctions, bank-owned homes and tax-delinquent properties in Santa Clara County, CA — 2.1% of California's active pre-foreclosures — counted from recorded notices of default and trustee-sale filings with cancellations and cures removed, updated daily. Every address behind these numbers carries its owner record, loan history, true equity and auction details inside Properant.
Search These 372 Pre-Foreclosure Properties
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Sample Records
10 Real Pre-Foreclosure Properties In Santa Clara County
Ten records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
1165 MOUNTAIN VIEW AVE SAN JOSE · 4 bd / 3.5 ba · 2,596 sf | Single Family | $1.82M | $991K55% | Sep 11, 2026 Auction · Bid $825K | 1st | 79 |
2150 SARATOGA AVE UNIT 303 SANTA CLARA · 2 bd / 2 ba · 1,028 sf | Condo | $718K | $311K43% | May 5, 2026 Default Recorded | 1st | 75 |
31997 KIRBY WAY SAN JOSE · 3 bd / 2 ba · 1,480 sf | Single Family | $1.83M | $891K49% | Sep 23, 2026 Auction · Bid $855K | 1st | 74 |
4223 LOUPE CT GILROY · 2 bd / 1 ba · 991 sf | Single Family | $689K | $227K33% | Sep 23, 2026 Auction · Bid $344K | 1st | 70 |
53031 NATTINGER CT SAN JOSE · 3 bd / 2.5 ba · 1,712 sf | Condo | $1.20M | $882K74% | Aug 7, 2026 Default Recorded | 2nd | 70 |
67285 FOWLER ST GILROY · 4 bd / 3 ba · 1,904 sf | Single Family | $935K | $309K33% | Mar 20, 2024 Default Recorded | 2nd | 67 |
74646 THORNHAVEN WAY SAN JOSE · 5 bd / 3.5 ba · 2,957 sf | Single Family | $1.85M | $932K50% | Jun 26, 2026 Default Recorded | 1st | 63 |
89 CHYSIS RD MILPITAS · 5 bd / 3.5 ba · 2,717 sf | Single Family | $2.28M | $628K28% | Jun 17, 2026 Default Recorded | 1st | 61 |
9529 COLUMBIA AVE SAN JOSE · 5 bd / 1.5 ba · 1,718 sf | Single Family | $725K | $24K3% | Jul 15, 2026 Default Recorded | 1st | 60 |
10188 W SAINT JAMES ST # 1081 SAN JOSE · 1 bd / 1 ba · 1,048 sf | Condo | $939K | $320K34% | Oct 10, 2024 Default Recorded | 1st | 56 |
Want all 372 pre-foreclosure homes in Santa Clara County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
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The full foreclosure pipeline
Every notice of default and trustee sale, statewide. Auction date, time, location, opening bid, and the trustee's phone number.
True equity
Valuation minus every open loan on record, estimated balances included. Filter for the equity range your strategy needs.
The Full Santa Clara County Distress Pipeline
Santa Clara County Foreclosure Filings By Month
Notices of default and trustee-sale notices recorded in Santa Clara County over the last 12 months, counted from the recorded documents. Over that period the county recorded 588 notices of default and 269 sale notices; June 2026 was the busiest month with 87 filings. Default filings over the last three months are up 5% against the three before, and sale notices are down 23%. October 2026 so far: 4 defaults and 6 sale notices.
| Month | Notices Of Default | Sale Notices |
|---|---|---|
| September 2026 | 52 | 22 |
| August 2026 | 59 | 17 |
| July 2026 | 47 | 25 |
| June 2026 | 58 | 29 |
| May 2026 | 52 | 25 |
| April 2026 | 41 | 29 |
| March 2026 | 47 | 10 |
| February 2026 | 46 | 25 |
| January 2026 | 40 | 25 |
| December 2025 | 52 | 18 |
| November 2025 | 35 | 20 |
| October 2025 | 59 | 24 |
Recorded filings by recording month; the month in progress is shown in the text above, not the table. A filing is counted when it records, whether or not it is later cured or cancelled.
Santa Clara County At A Glance
Santa Clara County is home to about 1,903,297 people and is tracked parcel by parcel across every city and unincorporated community inside it. Across Santa Clara County the platform is tracking 372 in pre-foreclosure, 308 under a notice of default and 64 with an auction date set.
The pressure is not spread evenly. San Jose, Gilroy, Milpitas, Sunnyvale and Morgan Hill carry 88% of it between them, out of 20 communities in the county.
By ZIP, 95037, 95020, 95127 and 95112 run heaviest. East Side Union High School District and San Jose Unified School District contain the largest shares.
What's Behind the Santa Clara County Numbers
A pre-foreclosure in Santa Clara County starts with a recorded Notice of Default: the owner has roughly three months to reinstate before the lender can record a Notice of Trustee Sale and set a public auction at least 21 days out. The 64 properties in the auction column are already at that final stage.
On each property, Properant links the foreclosure filing to the parcel's full picture: who owns it and where they actually live, every open loan and its recorded amount, liens against the property, the past-due amount on the defaulted loan, the auction date, city, and opening bid where published — and an AI distress score that weighs all of it, so a statewide list becomes a call sheet ordered by who needs out most.
Bank-Owned (REO) & Foreclosed Homes In Santa Clara County
Santa Clara County currently has 524 foreclosure-acquired properties on record — homes whose last recorded sale was a trustee's deed, identified the day the deed recorded rather than when a listing eventually appears. Most searches for foreclosed homes in Santa Clara County are really looking for these two stages: the 64 properties still headed to auction, where anyone can bid, and the bank-owned homes that already reverted to the lender, which reach the market later through agents. The recorded documents show both — including which lender took each property back, and what it was owed.
Working from recordings instead of listings is the edge: a reverted home can sit weeks or months before an asset manager lists it, and during that gap it has no photos, no price, and no competition. The California Bank-Owned Homes (REO) List covers the mechanics statewide; the Santa Clara County properties behind this page's count — each with its lender, foreclosure history, and equity — are searchable inside Properant.
Frequently Asked Questions
How many foreclosures are there in Santa Clara County, California?
As of October 12, 2026, Properant tracks 372 pre-foreclosure homes in Santa Clara County (308 at the notice-of-default stage, 64 already scheduled for foreclosure auction), plus 524 bank-owned homes and 8,356 tax-delinquent properties. Santa Clara County ranks #12 of California's 58 counties for active pre-foreclosures. Counts come from documents recorded with the county recorder and update daily.
Where can I find foreclosed homes for sale in Santa Clara County?
Foreclosed homes reach the market two ways: at the trustee sale itself (64 auctions are currently scheduled in Santa Clara County — public, cash, often postponed at the podium) and afterwards as bank-owned homes (524 on record), which lenders list through agents. Properant shows both stages address by address, with the sale date, opening bid, owner and loan history — and the 308 pre-foreclosures that come before either, which is where investors reach owners directly.
Is there a free Santa Clara County foreclosure list?
The counts on this page are free and update daily. The address-level list — every pre-foreclosure, auction and bank-owned home in Santa Clara County with the owner of record, open loans, liens and an equity estimate — is inside Properant, which starts with a free trial. The underlying filings are public record at the county recorder; Properant links all of them to their properties statewide.
How do foreclosure auctions work in Santa Clara County?
California foreclosures are mostly non-judicial trustee sales: after the notice-of-default period the trustee records a notice of sale with the date, time and place, and the property is sold to the highest cash bidder — the lender's opening bid is typically the debt owed. Each scheduled sale in Properant carries the date, published opening bid, the trustee, and the owner and loan history behind it; postponements are common, so the live date matters.
Does the Santa Clara County clerk publish a foreclosure list?
Not as a list. In California, foreclosure documents — notices of default, notices of trustee sale, trustee's deeds — are recorded with the Santa Clara County recorder (in some counties the clerk-recorder), and are searchable there one document at a time by name or document number. No county publishes a running "foreclosure list". Properant reads every recorded filing in Santa Clara County daily and turns it into exactly that list, with the property, owner, loans and auction details attached.
What other distress signals does Properant track in Santa Clara County?
Beyond foreclosures, Santa Clara County currently shows 8,356 tax-delinquent properties, 2,698 open involuntary liens, 661 HOA liens, and 99 active lis pendens filings. Properant's AI reads every signal on a property together and scores the distress Hot, Warm, or Cold.
More California Foreclosure Listings
County and city lists people are reading right now, each one counted from recorded documents and refreshed daily.
Every Foreclosure, Auction And Bank-Owned Home In Santa Clara County, With The Owner Behind It
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
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Santa Clara County Lists
Nearby County Rankings
Foreclosure Listings By City In Santa Clara County
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San Jose (254) · Gilroy (28) · Milpitas (17) · Sunnyvale (15) · Morgan Hill (15) · Santa Clara (12) · Los Gatos (7) · Cupertino (4) · Campbell (4) · San Martin (4) · Palo Alto (3) · Mountain View (3) · Saratoga (3) · Alviso (2) · Los Altos (1) · Los Altos Hills (0) · Monte Sereno (0) · Stanford (0)
Number in parentheses = pre-foreclosure homes today. Each city page carries its own auction, bank-owned and tax-delinquent counts.