Data updated October 12, 2026 · #153 Among California Cities for Active Pre-Foreclosures
Vista, CA Foreclosure Listings
As of October 12, 2026, Vista has 25 homes in pre-foreclosure (25 at notice of default, 0 scheduled for foreclosure auction), 96 bank-owned and 436 tax-delinquent.
Pre-foreclosure homes, foreclosure auctions, bank-owned homes and tax-delinquent properties in Vista, CA — counted from documents recorded with San Diego County, with cancellations and cures removed, updated daily. Every address behind these numbers carries its owner record, loan history, true equity and auction details inside Properant.
Search These 25 Pre-Foreclosure Properties
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Sample Records
10 Real Pre-Foreclosure Properties In San Diego County
Vista sits in San Diego County. Ten records pulled from the database, picked from the highest AI distress scores in the county. Click a pin or a row to light it up on the map, double-click to open the same property profile subscribers see. Owner names, mailing addresses, parcel numbers, and contacts are shown in the free trial (no credit card required).
Showing: List. Switch to AI Distress Score to see how our AI ranks these ten by urgency.
| Property | Type | Value | Equity | Stage | Lien Position | Score |
|---|---|---|---|---|---|---|
117716 CALLE MAYOR RANCHO SANTA FE · 5 bd / 6.5 ba · 6,048 sf | Single Family | $4.82M | $2.94M61% | Sep 16, 2026 Auction · Bid $1.88M | 1st | 93 |
28837 CAMINITO SUENO LA JOLLA · 3 bd / 2.5 ba · 1,740 sf | Single Family | $1.25M | $1.07M86% | Apr 30, 2025 Default Recorded | 1st | 85 |
32448 LAPIS RD CARLSBAD · 4 bd / 4.5 ba · 4,193 sf | Single Family | $2.56M | $1.30M51% | Sep 18, 2026 Auction · Bid $1.26M | 1st | 81 |
4446 VISTA WAY CHULA VISTA · 3 bd / 2 ba · 1,152 sf | Single Family | $865K | $25K3% | Sep 14, 2026 Auction · Bid $840K | 1st | 79 |
51025 BOULDER PL OCEANSIDE · 5 bd / 3.5 ba · 3,533 sf | Single Family | $1.07M | $294K27% | Sep 18, 2026 Auction · Bid $781K | 1st | 79 |
624385 SARGEANT RD RAMONA · 4 bd / 2.5 ba · 2,318 sf | Single Family | $852K | $313K37% | Mar 24, 2026 Default Recorded | 1st | 79 |
77940 UNIVERSITY AVE UNIT 25 LA MESA · 2 bd / 1.5 ba · 990 sf | Condo | $490K | $17K4% | Sep 14, 2026 Auction · Bid $473K | 1st | 77 |
811695 CALLE PARACHO SAN DIEGO · 3 bd / 2 ba · 1,650 sf | Single Family | $1.31M | $967K74% | Mar 23, 2026 Default Recorded | 1st | 75 |
914922 CREEK HILLS RD EL CAJON · 4 bd / 3.5 ba · 3,633 sf | Single Family | $1.48M | $219K15% | Oct 14, 2026 Auction · Bid $640K | 1st | 73 |
102378 BUCKMAN SPRINGS RD CAMPO · 3 bd / 2 ba · 1,704 sf | Mobile Home | $567K | $21K4% | Sep 28, 2026 Auction · Bid $546K | 1st | 72 |
Want all 995 pre-foreclosure homes in San Diego County?
These ten are the sample. Owner names, mailing addresses, parcel numbers, lenders, trustees, one-click skip tracing, and direct mail are shown in the free trial (no credit card required).
The Profile
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The full foreclosure pipeline
Every notice of default and trustee sale, statewide. Auction date, time, location, opening bid, and the trustee's phone number.
True equity
Valuation minus every open loan on record, estimated balances included. Filter for the equity range your strategy needs.
Where Vista's Foreclosures Cluster
The 3 ZIP codes below carry 30 of Vista's active notices of default, with ZIP 92083 holding the most (12, 40% of those); 92083 also has 2 auctions scheduled.
| ZIP | Notices Of Default | Auctions Scheduled | Bank-Owned | Tax-Delinquent |
|---|---|---|---|---|
| 92083 | 12 | 2 | 11 | 109 |
| 92084 | 11 | 1 | 47 | 235 |
| 92081 | 7 | 0 | 16 | 90 |
Counts by the property's ZIP code from recorded documents and the county tax roll; ZIPs with only a handful of records are folded out.
Vista Distress Pipeline
Vista At A Glance
Vista sits in San Diego County, with a population of about 98,646. Across Vista the platform is tracking 25 in pre-foreclosure, 25 under a notice of default and 96 bank-owned. That is 2.5% of every pre-foreclosure in San Diego County, or roughly one for every 3,946 residents.
Other San Diego County communities with their own foreclosure rolls include San Diego, Chula Vista, Bonsall and Oceanside. Each is tracked separately, because a county-level list hides which town the pressure is actually in.
They cluster in ZIP 92084, 92083 and 92081, with 235 in 92084 alone. Vista, Santa Fe, Alta Vista and Anza carry more of them than any other street in Vista. Most fall inside Vista Unified School District, with the rest in San Marcos Unified School District.
Pre-Foreclosure Homes in Vista
25 homes in Vista are in pre-foreclosure — 25 at the notice-of-default stage and 0 with a sale already scheduled. These owners still hold title and usually still have options, which is why pre-foreclosure lists are the most-worked lead source in California investing. The county-wide list: San Diego County pre-foreclosures.
Foreclosure Auctions in Vista
0 Vista properties have a trustee sale (foreclosure auction) on the calendar. Each carries a sale date, a published opening bid and the trustee handling it; postponements are common, so the live date matters. County calendar: San Diego County foreclosure auctions.
Bank-Owned Homes in Vista
96 homes in Vista went back to the lender at auction (bank-owned, also called REO). They are recorded by trustee's deed and often sit before they list — the window investors watch for. Statewide list: California bank-owned homes.
Tax-Delinquent Properties in Vista
436 Vista properties are behind on property taxes per the county tax roll. Nothing about that is visible from the street, and five years of it makes a property eligible for the county tax-deed sale. City list: Vista tax-delinquent properties. County list: San Diego County tax-delinquent properties.
Frequently Asked Questions
How many foreclosures are there in Vista, California right now?
As of October 12, 2026, Properant tracks 25 pre-foreclosure homes in Vista (25 at the notice-of-default stage, 0 already scheduled for foreclosure auction), plus 96 bank-owned homes and 436 tax-delinquent properties. Vista ranks #153 among California cities for active pre-foreclosures. Counts come from documents recorded with San Diego County and update daily.
Is there a free Vista foreclosure list?
The counts on this page are free and update daily. The address-level list — every pre-foreclosure, auction and bank-owned home in Vista with the owner of record, open loans, liens and an equity estimate — is inside Properant, which starts with a free trial. Foreclosure filings are public record, so you can also read them one at a time at the San Diego County recorder; Properant simply links all of them to their properties statewide.
Where can I find foreclosures for sale in Vista, CA?
It depends on the stage. Homes at foreclosure auction (0 scheduled in Vista right now) are sold to the highest cash bidder, and anyone can bid. Bank-owned homes (96 in Vista) belong to the lender and usually list with a real-estate agent after the sale. Pre-foreclosure homes (25) are not on the market yet — their owners still hold title, which is why investors approach them directly before the auction. Properant tracks every stage daily, with the owner, open loans and equity behind each address.
How do I find pre-foreclosure homes in Vista?
A pre-foreclosure begins when the lender records a notice of default with the San Diego County recorder; roughly three months later a notice of trustee sale can follow, which sets the auction. Both are public documents. Properant reads every filing as it is recorded, removes the ones that were cured or cancelled, and shows the 25 that are live in Vista today on the map, filterable by stage, equity, absentee owner and more.
How do foreclosure auctions work in Vista, California?
Most California foreclosures are non-judicial trustee sales: after the notice of default period, the trustee records a notice of sale with the date, time and place, and the property is auctioned to the highest cash bidder (the lender's opening bid is typically the debt owed). Sales are frequently postponed at the podium. Vista currently has 0 auctions scheduled; each one in Properant carries the sale date, published opening bid, the trustee, and the owner and loan history behind it.
How many tax-delinquent properties are in Vista?
Vista currently shows 436 properties with delinquent property taxes on San Diego County records. Nothing about tax delinquency is public-facing — no filing, no sign — but five years of it makes a property eligible for the county tax-deed sale, and owners on this list disproportionately hold real equity with a cash-flow problem a sale would solve.
Are foreclosure records public in California?
Yes. Notices of default, notices of trustee sale and trustee's deeds are recorded with the county recorder and are public record; tax-delinquency status is on the county tax roll. What is hard is reading them at scale — hundreds of filings a day across 58 counties — which is the part Properant does, updated daily.
More California Foreclosure Listings
County and city lists people are reading right now, each one counted from recorded documents and refreshed daily.
Every Foreclosure, Auction And Bank-Owned Home In Vista, With The Owner Behind It
This page is one slice of it. Properant connects every parcel in California to its owner, open loans, liens and foreclosure stage — then scores and skip-traces the ones worth calling.
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Foreclosure Listings In Other San Diego County Cities
All of San Diego County · San Diego (364) · Chula Vista (89) · Bonsall (58) · Oceanside (52) · El Cajon (46) · Spring Valley (43) · Escondido (40) · La Mesa (25) · Fallbrook (22) · Carlsbad (22)